Perbadanan Tabung Pendidikan Tinggi Nasional (PTPTN) has partnered with CIMB Islamic to introduce a RM500,000 reward pool aimed at improving loan repayment among Malaysian youth.
The initiative forms part of the “Setel PTPTN dengan CIMB” campaign, which runs from 1 January to 31 December 2026.
It links PTPTN loan repayments to CIMB Islamic’s Shariah-compliant Daily Unrestricted Investment Account-i, known as DURIAN-i, to encourage borrowers to build consistent repayment habits while starting to save.
Borrowers who repay their PTPTN loans through the DURIAN-i account can accumulate points through eligible transactions and increase their chances of receiving rewards.
Participants may also stand a chance to settle PTPTN loans of up to RM25,000, while deposits into the account may qualify them for draws offering gold bars.
The campaign aims to strengthen repayment discipline and support the long-term sustainability of the education fund.
PTPTN has supported more than 4.27 million borrowers pursuing higher education, with total loan disbursements exceeding RM77.63 billion.
Ahmad Shahriman Mohd Shariff, Chief Executive Officer of CIMB Islamic said,
“Education financing is often the first major financial commitment for many Malaysians, and through this collaboration, we aim to go beyond banking products by supporting PTPTN borrowers with practical solutions and knowledge that encourage disciplined savings, responsible repayment as well as long term wealth creation.
By integrating flexible offerings such as our DURIAN-i account, we seek to make the journey toward financial independence more accessible, meaningful and rewarding.”
Mastura Mohd Khalid, Chief Operating Officer of PTPTN said,
“This campaign is one of the best platforms to encourage more borrowers to carry out their responsibilities so that PTPTN loans can be continued for future generations.
In addition, through this campaign, PTPTN borrowers who win cash prizes are also given additional financial support and indirectly help them repay their loans or make savings.”
DURIAN-i is CIMB Islamic’s sustainability-linked investment account where funds are invested in the bank’s sustainable assets under a Shariah-compliant structure. – FINTECH NEWS MALAYSIA
